Learn great tips and tricks from our top contributor, Captain Smiles. We've got answers and info to help you maintain healthy dental health at Spirit Dental!

Understanding The Dynamics Of Dental Implant Management

Dental implants are a treatment option one should consider when they want to replace a lost tooth because of an accident, other physical injuries, etc. Implants consist of a metal screw inserted in the course of an incisive procedure ñ with the subsequent placement of a false tooth. Before the false tooth is added, a dummy is placed as a placeholder until the gum heals, enough to accommodate the false tooth described above.

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Tips To Help You Find Low Cost Dental Insurance

Most of us forget to make an appointment with our dentists. It’s not because we fear dentists but it’s the costs that makes us not honor the date. Similar to health costs, dental expenses are also increasing at an alarming rate. This has made us fear dentists which in the long run affect teeth hygiene and care. Research shows that the number of people registered for dental insurance decreased by 5.7%. This calls for the need to look for low-cost dental insurance plans.

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What You Need to Know About Dental Implants

Anyone who has experienced the loss of a tooth root may qualify for a dental implant. Unlike other tooth parts, the root cannot be replaced with a filling. It is the portion of the tooth that is below the gum and connecting to the jaw. Whether the patient lost the whole tooth at once or has a crowned root that is about to be pulled, dental implants are often the ideal replacement.

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1201 Hits

The Importance of Affordable Dental Insurance

While regular health coverage is a topic that is often discussed, dental insurance is not. Some employers are able to provide full coverage that provides employees and their dependents both, but this is not always the case. Those who do not have dental insurance offered to them need to seek services themselves.

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1183 Hits

Choosing Your Own Dentist

Most people around the country are unable to select their own dentist . There are a number of factors that come into play and most of them are associated with the financial constraints that are applied. It is virtually impossible to obtain the services of a 'high end' dental team without having to foot a hefty bill which might not be affordable for you at the moment. If that is a situation you have been in, it is time to look at what the real value of dental insurance is with regards to choosing your own dentist.

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1265 Hits

$3,500 Maximum Dental Insurance Coverage

Dental insurance coverage comes in many sizes, shapes and prices. Some plans have waiting periods, deductibles and co-payments. Depending upon your dental situation and that of your family, you can choose a plan that fits your situation.

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1237 Hits

Children's Dental Coverage And What You Must Know

When it comes down to it, you need to get information on children's dental coverage right away if you have kids. The longer you wait, the more likely you are to run into dental problems that can be expensive to take care of. Learn what to look for here and you'll be able to easily get the needed information.

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1225 Hits

Understanding A Senior Dental Insurance Plan

Anybody that wants to make sure that they are able to take advantage of their dental care will need to always have a plan that will cover them. The way to do this is finding an insurance plan that will cover you based upon the needs that you have at this particular juncture of your life. For instance, if you are a senior citizen, you will need to be aware of the fact that you have different dental needs than a person who is younger. There are a lot of things to keep in mind, so make sure that you provide yourself with this help and service by considering some of the following tips.

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Tips For Finding Affordable Dental Plans

Without dental insurance, the cost of even routine dental care is often unaffordable for many people. Finding low-cost dental care is difficult, which is why many people spend years without seeing a dentist. Unfortunately, this can result in many unpleasant and even dangerous health problems.

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1233 Hits

The Basics Of Dental Insurance

More than 40 million people in the United States still lack dental insurance {https://www.spiritdental.com/dental-insurance/dental-insurance-options}, and this often means that they do not see a dentist for years at a time. Having insurance is positively correlated with better dental health. If you are fortunate enough to receive dental benefits through your employment, or if you are interested in purchasing an individual policy, you need to understand how this form of insurance works.

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1223 Hits

Insurance For Dental Implants

There are several reasons that people lose their teeth which includes injury from accidents and periodontal disease. Today's technology makes it possible to implant "teeth" in place of the lost tooth.

The implant is rooted in a "root" that is usually made of titanium and is placed surgically to support not just one tooth, but it can also be used to anchor several kinds of dental prostheses which would include dentures, crowns, bridges and other devices. Implants also have the benefits of restoring a person's looks and it certainly will not decay and become diseased, as natural teeth can.

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What Are The Benefits Of Dental Health Coverage?

Have you visited the dentist in the last six months? If so, you are not alone. Every month, millions of Americans see the dentist for a cleaning and an examination. Regular dental appointments are vital if you want to have strong, healthy teeth, but unfortunately, there are still many people who do not see a dentist on a regular basis.

While some people put off these appointments because they are afraid of the dentist, or because they just do not see the need, many people do so because of financial concerns. The cost of dental care is the most commonly-cited reason for avoiding the dentist. Since more than 40 million Americans lack any kind of dental health coverage, it is not surprising that so many people neglect their teeth.

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What Are The Advantages Of Choosing Full Coverage Dental Insurance Plans?

Having a comprehensive dental insurance plan means that you do not have to worry about paying full price for any dental procedures that you need. This can help relieve any financial concerns that you might have when you are developing a treatment plan for you or a family member. However, such plans are more expensive, so is the additional expense worth it?

You might think that you just need a basic plan that only covers the minimum. Such plans usually only provide coverage for basic preventative care, such as annual cleanings and examinations. They may also provide some coverage for certain procedures such as fillings or X-rays. Any additional care that you may need will have to be paid for out of your own pocket.

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1233 Hits

Understanding Dental Insurance Plans

Do you find yourself questioning whether dental insurance is worth the dent to your wallet? You already have home insurance, health insurance, car insurance, but is there room in all of that for a new dental insurance plan?

That's a valid question and only can know the answer. However, many people can't answer that question because they don't know all of the facts. They don't know what plans are commonly available and affordable.

If you're one of those people, then you'll find the following information useful.

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1261 Hits

Importance Of Individual Dental Insurance

Individual dental insurance is often considered an 'additional' expense that is going to put a dent in one's personal budget. Most people decide to overlook it as a potential option because it simply does not fit into their monthly stipend. However, there are a number of reasons for having individual dental insurance because the costs attached to dental treatments will add up over time. The advantages far outweigh the negatives and it is essential to see how.

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1261 Hits

Teaching Your Kids to Love Their Teeth

“Families who have dental insurance are more than twice as likely to get preventive services like cleanings, exams and x-rays than those who don’t have dental insurance.”
        -Tom Mayer, Spirit Dental Founder

When is the last time your family had a dental checkup? Are you in need of one ASAP?

Spirit Dental provides families with 3 cleanings and 2 exams covered at 100% on our Gold plans. Getting comprehensive preventive care is the key to preventing more expensive procedures in the future.  It is important for your kids to understand the importance of dental health and know how to take care of their teeth. Some tips we have to get your kids interested in brushing their teeth are:

Let your kids choose their toothpaste and toothbrush - Kids don’t always like the adult toothpastes; they can be too strong for them. Get your kids interested by letting them pick out their own toothpaste. Cartoon characters and flavored toothpastes may seem silly to adults, but keep kids from dreading brushing their teeth.

Kids will also be more excited to brush their teeth if their toothbrush is in the shape of their favorite cartoon character or is their favorite color. Many hit kids movies will make character toothbrushes and toothpastes; nothing will encourage them to brush more than seeing their hero supporting their teeth brushing habits!

Sing the alphabet - We recommend that your kids brush their teeth for approximately two minutes. Have them sing the alphabet or another of their favorite songs as they brush their teeth, or sing it to them as they do. This shows them that there is an end in sight and gives them a fun activity to do in the meantime.

Compliment your kids - This one is extremely important. It is important that you praise your kids and encourage them, especially when they brush correctly, for the full two minutes.

Join in! - Kids are very observant. Brushing your teeth at the same time they do is a good incentive. Many children like to copy what their parents do - it makes them feel more grown-up and responsible. Not to mention it will keep the both of you on a dental health schedule.

With most things in a kid’s life, good habits developed during childhood are more likely to remain while an adult. Start your child’s good dental health habits early; not only will you enjoy fewer visits to the dentist in the long run, but you’ll be promoting healthy habits for your child’s future.

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What’s behind a smile?

For 23 percent of children ages 2 to 11, it’s untreated tooth decay. Dental caries, commonly known as tooth decay, is the most prevalent chronic disease among children and adults despite being largely preventable. The startling reality is that nearly half of all children ages 2 to 5 years old have never visited a dentist and 59 percent of adolescents ages 12 to 19 have dental decay in their permanent teeth, while 12 percent of all adults ages 20 to 64 have neglected to see a dentist within the past five years. Add to these figures the 18 percent of seniors 65 years and older who have tooth decay that is untreated and we can see just how far reaching the scope of this disease truly is.

Poor access to dental care is a nationwide issue estimated to affect nearly 85 million Americans, and despite slowly increasing within the last few years employer covered dental insurance is an unmet necessity for many, as 48 percent of employers do not offer dental insurance options to their employees. While factors such as income, race and education level play heavily into the equation, lack of employer covered dental insurance continues to be a key contributor in decreased access to dental care. Spirit Dental’s mission is to provide dental coverage at industry leading prices, offering exclusive insurance plan options not available through any other company.

Spirit Dental is here to help bridge the gaps standing in the way of healthy, happy smiles. The inspiration of Tom Mayer, founder; “Spirit Dental provides three cleanings covered at 100% on its insurance plans. Other individual dental insurance plans only cover 2 cleanings. Combined with our industry leading $3,500 annual maximum per person per year, Spirit Dental’s benefits really pack a punch!”. With no waiting periods on preventative, basic or major services and guaranteed acceptance with open enrollment, Spirit Dental is truly unparalleled in the dental insurance industry.

Spirit Dental’s Family Dental Insurance plan enables policyholders to select their own dentist, covers implants and major services and allows for an industry high of three cleanings and two exams for each family member per year. Under the Family Dental Insurance plan, policy holders can choose from $1,200, $2,500 or $3,500 maximums. Created with an emphasis on prevention and maintenance, the family dental plan is an excellent option for families currently without dental insurance or who may be searching for a more cost effective family dental plan.

Children’s Dental Coverage plans are available through Spirit Dental with the same great options for dentist selection, no waiting periods, guaranteed acceptance, and three cleanings per year with implant and major service coverage. What makes our children’s plans stand out is our emphasis on preventative programs. we believe that early checkups and educational programs are the key to maintaining your child’s dental health.

Spirit Dental’s Individual Dental Insurance plan offers individual dental care at a range of prices perfect for self employed individuals and those without dental coverage provided through an employer. For pricing and package options, please reference the link above.

Offering comprehensive, affordable Senior Dental Plans with no age limits, Spirit Dental’s Senior Dental insurance plan provides extensive coverage for major services, features high calendar year benefit maximums of $1,200, $2,500, or $3,500, includes three cleanings per year with no waiting periods and guaranteed acceptance, and the option to select your own dentist. For further information regarding the Senior Dental Insurance plan please reference the link above.

Spirit Dental would love to be a part of what makes your smile shine, and with easy to find enrollment information available online, access to affordable dental insurance plans is just a few clicks away. Please visit www.spiritdental.com for open enrollment and quote options, or give us a call at 800-620-5010, we would be happy to assist you!

*References:
http://www.nidcr.nih.gov/DataStatistics/
www.spiritdental.com

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Insurance Options for Everyone

What’s behind a smile? Unfortunately, behind many smiles today lurks untreated tooth decay. Dental caries (or tooth decay) is the most common chronic disease among children and adults- it is also the most preventable. From 2-year-olds to retired seniors, tooth decay affects a large percentage of people across all age groups.

So why is such a preventable problem affecting nearly 100 million Americans? The short answer is a lack of coverage. Despite the slowly increasing level of coverage, 48 percent of employers do not cover dental insurance for their employees. Spirit Dental’s mission is to provide dental coverage at industry leading prices, offering exclusive insurance plan options not available through any other company. Spirit Dental is here to help bridge the gaps standing in the way of healthy, happy smiles. Tom Mayer, the founder of Spirit Dental, gives an idea where the inspiration for Spirit Dental’s stand-out coverage comes from. He says:

“Spirit Dental provides three cleanings covered at 100% on its insurance plans. Other individual dental insurance plans only cover 2 cleanings. Combined with our industry leading $3,500 annual maximum per person per year, Spirit Dental’s benefits really pack a punch!”.

Added to no waiting periods on preventive, basic or major services and guaranteed acceptance with open enrollment, Spirit Dental is truly unparalleled in the dental insurance industry. Each package has distinctive advantages toward your individual needs:

Spirit Dental’s Family Dental Insurance plan enables policyholders to select their own dentist, covers implants and major services and allows for an industry high of three cleanings and two exams for each family member per year. Under the Family Dental Insurance plan, policy holders can choose from $1,200, $2,500 or $3,500 maximums. The family dental plan is an excellent option for families currently without dental insurance or who may be searching for a more cost effective family dental plan.

Children’s Dental Coverage plans are available through Spirit Dental with the same great options as adults. What makes our children’s plans stand out is our emphasis on preventative programs. We believe that early checkups and educational programs are the key to maintaining your child’s dental health.

Single and loving it? Check out our Individual Dental Insurance plans at a range of prices perfect for self-employed individuals and those without dental coverage through an employer. Singular dental insurance can be the most difficult to obtain (and most expensive), and we want to make sure you are covered without breaking the bank.

For our senior and retired citizens, we have comprehensive and affordable Senior Dental Plans without age limits. We offer the same extensive coverage for seniors that we offer for adults, with all the options and opportunities included. After all, age is just a number, and when it comes to your dental health insurance, it’s an unimportant number.

Spirit Dental would love to be a part of what makes your smile shine, and with easy to find enrollment information available online, access to affordable dental insurance plans is just a few clicks away. Please visit www.spiritdental.com for open enrollment and quote options, or give us a call at 800-620-5010, we would be happy to assist you!

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1388 Hits

Spirit for Seniors

Did you know that seniors need far more oral care than any other age group? Teeth, like any other body part, grow and decay as time goes on. People without dental insurance are less likely to take proper care of their teeth. It’s important to safeguard yourself against any future problems.

For Baby Boomers who are retiring and will lose employer sponsored insurance, they now will need to pay out-of-pocket for dental care or obtain alternative coverage such as through an individual dental insurance or Medicare Advantage plan. According to a recent study prepared for the American Dental Association, two-thirds (66 percent) of adults 65 and over have no dental coverage.

Spirit Dental has no age limits and provide baby boomers with dental plans that are not only affordable, but easy to understand and easy to use. Seniors need dental plans that deal with major services such as crowns, root canals, implants, dentures, and bridges.

It’s Spirit Dental’s mission to offer the perfect plan for everyone looking for dental insurance, no matter what their needs are.  You can choose your own dentist, there are no waiting periods, you have guaranteed acceptance, and all implants and major services are covered.

Did you know that seniors need far more oral care than any other age group? Teeth, like any other body part, grow and decay as time goes on. People without dental insurance are less likely to take proper care of their teeth. It’s important to safeguard yourself against any future problems.

For Baby Boomers who are retiring and will lose employer sponsored insurance, they now will need to pay out-of-pocket for dental care or obtain alternative coverage such as through an individual dental insurance or Medicare Advantage plan. According to a recent study prepared for the American Dental Association, two-thirds (66 percent) of adults 65 and over have no dental coverage.

Spirit Dental has no age limits and provide baby boomers with dental plans that are not only affordable, but easy to understand and easy to use. Seniors need dental plans that deal with major services such as crowns, root canals, implants, dentures, and bridges.

It’s Spirit Dental’s mission to offer the perfect plan for everyone looking for dental insurance, no matter what their needs are.  You can choose your own dentist, there are no waiting periods, you have guaranteed acceptance, and all implants and major services are covered.

By providing a wide range of affordable plans and benefits, Spirit Dental believes we can help you keep your oral health on track. Young or old, we will provide quality service and affordable plans. Thanks to our dental insurance, large expenses won’t stand between you and good oral health.  Coverage is just a click away.

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1456 Hits

The Wait is Over

“What is a waiting period and why do I have one on my dental insurance?

“Why isn’t all dental insurance offered with a no waiting period?”

“Why am I still waiting for my insurance to cover my dental procedures?” 

Are these questions you are wondering and maybe even confused about? At Spirit Dental, we keep things simple with no surprises. Once you’ve enrolled in a plan, you’re covered by insurance and can make that appointment with your dentist. We have no waiting period.  What does this mean and how does this help you? 

At Spirit Dental there are no waiting periods for preventive, basic or major services on the Spirit Dental plans. This means that on almost every one of our plans offered you will not be waiting for coverage, as soon as you are effective you are covered. Effective dates are the 1st, 5th, 10th, 15th, 20th and 25th of every month, so you’re maximum wait time is 5 days.

Many dental insurance carriers impose a waiting period on plan coverage. This means that after you’ve enrolled in an insurance plan, you have to wait up to twelve to eighteen months before having any of your major services dental needs are covered. You could still be paying your monthly premiums without the benefit of having your dental costs covered, leaving you to pay 100% out of pocket. The impact on your coverage is clear, a waiting period may leave you without coverage – and when you need it most.

At Spirit Dental, we will help you get coverage, answer all questions, and make sure you aren’t waiting to have any necessary dental procedures completed. This means as soon as your policy is effective you can immediately start making those vital and important dental appointments needed to start bettering yourself and your health! Get your 30 second quote today.

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1423 Hits
Diane J.
Jodi Vance did a super job at helping me understand my dental insurance options and find just the right plan. She even helped me lower my cost and lock in the lowest rate when we changed to an in network Doctor. Thanks, Jodi