Should I Have Dental Insurance As A Senior?

Keeping up with oral care as you age is pretty darn important! The scary thing about aging is that you don’t know what lies ahead. The same is true at any age, but the older we get, the more susceptible we are to disease and the decaying of teeth and gums.

It may not come as a surprise, but dry mouth is a side-effect to over 500 medications.* Anxiety, asthma, and depression are among the many diagnoses which have medications that may have an effect that could potentially lead to cavities. We know yet another thing to worry about. We believe knowing what may or may not lie ahead helps you plan for those unexpected moments.

Of all out-of-pocket health-care costs, 27% are related to dental services.** Between the potential need for dentures, implants, crowns, and having to deal with gum disease or oral cancer, there is such an array of possibilities, that having dental insurance can make all the difference. Not only can insurance help cover you for major services, but it provides multiple cleanings per year which can help keep you motivated to make it to the dentist on a regular basis. It’s best not to wait until the last minute to consult a medical professional about an issue but to stay consistent in trying to prevent the problem before it occurs.

Aging doesn’t have to be scary. Taking care of yourself should be a priority. Having the protection you need against financial burdens alongside a healthy routine can make a world of difference.

Don’t forget to check with your dental insurance provider to make sure you understand your policy and what is covered. If you are in the process of looking for insurance, make it a point to compare coverage and find a plan that best suits your needs. If you would like to speak with someone here at Spirit to see what we provide, click here.

*Concerns, Mouth Healthy, American Dental Association
**Robert Wood Johnson Foundation, 2009